Much like a bank CD, 存单可以让你把钱存一段固定的时间, 为你赚取比普通支票或储蓄账户更高的回报.
Hurry! 此行业领先的价格仅在有限的时间内提供!1
A lot can happen in a year and a half. 一个新的家庭成员,一个新的家,或者计划你的梦想假期. 我们的18个月证书提供短期灵活性和长期稳定性,帮助您为这些重要的里程碑进行储蓄. With rates up to 4.80%的APY*,你将为人生旅程的每一步做好准备.
Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 18 Month | Annual Percentage Yield 4.70% | Platinum APY* 4.80% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
是什么让中华总工会的证书账户成为聪明储蓄者的绝佳选择呢? 虽然每个都是为特定需求而设计的,但它们都提供了巨大的好处.
你的钱会比普通的储蓄账户赚得更多
Your money is insured by NCUA
有了自动续期选项,你的存款就可以继续为你服务
为买房、即将退休或下一个假期存钱. 股票证书(以及为拥有退休账户的成员准备的IRA证书)风险较低, high-yield, and term-friendly.
Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 6 Month | Annual Percentage Yield 4.55% | Platinum APY* 4.65% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 12 Month | Annual Percentage Yield 4.80% | Platinum APY* 4.90% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 15 Month | Annual Percentage Yield 4.65% | Platinum APY* 4.75% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 15 Month (No Penalty!)2 | Annual Percentage Yield 4.55% | Platinum APY* 4.65% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 18 Month | Annual Percentage Yield 4.70% | Platinum APY* 4.80% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 24 Month | Annual Percentage Yield 4.40% | Platinum APY* 4.50% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 36 Month | Annual Percentage Yield 3.85% | Platinum APY* 3.95% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 48 Month | Annual Percentage Yield 3.90% | Platinum APY* 4.00% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 60 Month | Annual Percentage Yield 3.90% | Platinum APY* 4.00% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
用最低限度的股票建设者证书启动你的储备金,并增加它. 提前提款能让你对自己的未来负责,避免生活中的小诱惑.
Term | Annual Percentage Yield | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|
Term 12 Month | Annual Percentage Yield 4.80% | Minimum to Earn Dividends $25.00 | Minimum Opening Balance $25.00 |
存款越多,股息就越多,就这么简单. 我们的大额股票证书提供了一个提高的收益,可以帮助填补你已经存起来的一切.
Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 6 Month | Annual Percentage Yield 4.55% | Platinum APY* 4.65% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
Term 12 Month | Annual Percentage Yield 4.80% | Platinum APY* 4.90% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
Term 24 Month | Annual Percentage Yield 4.40% | Platinum APY* 4.50% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
定期存单类似于定期存单(CD). 这是一种专门的储蓄选择,你可以在一段时间内投资你的钱, 在此期间赚取比普通储蓄账户更高的股息. 这是一个固定期限,固定利率,固定本金的账户.
Unlike a regular savings account, 股票有固定期限,利率较高. 它要求承诺在商定的期限内保留存款.
您可以通过电话、电脑或到我们的分行开立证书.
By Phone:
By Computer:
By Branch:
我们每种产品开立股票的最低金额是不同的. 一些证书,比如Share Builder证书,只需要25美元就可以打开. 我们6到60个月的标准股票需要500美元才能开证. Our Jumbo Loan Certificates require $100,000 to open.
Yes, 存入股票的资金通常至少有250美元的保险,000 by the National Credit Union Administration (NCUA), providing a level of security for your investment.
Dividends are accrued daily and applied monthly.
阿灵顿365体育投注英超联赛欧冠联邦信用合作社只允许在到期时存取款.
长期股票通常提供较高的利率, 在投资期间提供增加收益的潜力. 有时我们短期存单的利率更高,所以一定要比较一下我们的利率!
是的,你可以一次持有多张股票. 涉及具有不同条款的多个证书的战略方法称为阶梯. 阶梯式理财是一种理财策略,将资金分散到多个到期日交错的存单上. 而不是把你所有的钱都投资在一个固定期限的证书上, 梯形存单允许您持有不同到期日的存单.
As a full-service credit union, 我们是一个由像你一样的成员组成的合作社,大家聚在一起知道这一点, we can all benefit in our financial journey.
我们在这里帮助我们的会员和邻居实现他们的财务目标,过上最好的生活.
我们认为没有什么比服务我们的会员更有回报的了——我们相信以德报德.
我们不仅满足您的财务需求,我们承诺成为一个好邻居,诚信服务.
*APY = Annual Percentage Yield.
所有证书:提前提取可能会被处以罚款. Fees may reduce earnings. Rates effective as of March 29, 2024. Rates are subject to change without notice. Membership eligibility requirements apply. Federally Insured by NCUA.
Share & IRA Certificates: Minimum to earn dividends: $500.
Jumbo Certificates: Minimum to earn dividends: $100,000.
Platinum Certificates: APYs are .10% higher. 每月家庭平均结余达到$50的会员可获得白金奖励,000+.
股票建设者证书:存款可以在证书计划期间随时添加.
1Based on Bankrate’s ‘Best CD Rates for March 2024’ 1.5 month term products [bankrate.com/banking/cds/cd-rates], accurate as of March 26, 2024.
2Not eligible for IRA certificates.